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Jenny Holly Hansen   -   Jul 13, 2026 Why Your Business Insurance Policy Requires Contractors and Subcontractors to Show Proof of Insurance
Why Your Business Insurance Policy Requires Contractors and Subcontractors to Show Proof of Insurance

While subcontractors can bring valuable skills and efficiency, they also bring a level of risk. Because of that many insurance companies add a contractors and subcontractors warranty. Let's talk about it.

Jenny Holly Hansen   -   Jun 16, 2026 Data Exclusions in Insurance: The Hidden Risk for Today’s Business Owners
Data Exclusions in Insurance: The Hidden Risk for Today’s Business Owners

A data exclusion in your business insurance policy is a provision that removes coverage for certain types of losses involving data. Let's talk about it.

Understanding the Unsolicited Communication Exclusion in Business Insurance
Jenny Holly Hansen   -   Jul 15, 2026 Understanding the Unsolicited Communication Exclusion in Business Insurance

In plain language, if your business is accused of sending messages—such as emails, texts, faxes, or even direct mail—without proper consent, your insurance will not step in to cover legal costs, settlements, or damages related to that claim. Let's talk about Unsolicited Communication Exclusion.

by Jenny Holly Hansen
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Latest Articles 6 Articles
Jenny Holly Hansen   -   Jul 15, 2026 Understanding the Unsolicited Communication Exclusion in Business Insurance
Understanding the Unsolicited Communication Exclusion in Business Insurance

In plain language, if your business is accused of sending messages—such as emails, texts, faxes, or even direct mail—without proper consent, your insurance will not step in to cover legal costs, settlements, or damages related to that claim. Let's talk about Unsolicited Communication Exclusion.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jul 13, 2026 Why Your Business Insurance Policy Requires Contractors and Subcontractors to Show Proof of Insurance
Why Your Business Insurance Policy Requires Contractors and Subcontractors to Show Proof of Insurance

While subcontractors can bring valuable skills and efficiency, they also bring a level of risk. Because of that many insurance companies add a contractors and subcontractors warranty. Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jun 16, 2026 Data Exclusions in Insurance: The Hidden Risk for Today’s Business Owners
Data Exclusions in Insurance: The Hidden Risk for Today’s Business Owners

A data exclusion in your business insurance policy is a provision that removes coverage for certain types of losses involving data. Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jun 10, 2026 Understanding the “Illegal Drug Operations” Exclusion in Business Insurance: What It Means for Policyholders
Understanding the “Illegal Drug Operations” Exclusion in Business Insurance: What It Means for Policyholders

The “Illegal Drug Operations” exclusion can have significant implications for business owners, especially those leasing or owning property, operating in shared spaces, or renting to third parties. Here’s what you need to know.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jun 08, 2026 Understanding the Impact of an Automatic Fire Extinguishing System Warranty on Your Business Insurance Policy
Understanding the Impact of an Automatic Fire Extinguishing System Warranty on Your Business Insurance Policy

Fire protection systems are not just a safety measure, they’re a key part of the risk management strategy. Automatic Fire Extinguishing System Warranty can significantly influence how coverage responds in the event of a loss—and whether a claim is paid at all. Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   May 30, 2026 Business Insurance and Sprinkler Maintenance Warranties: What You Need to Know
Business Insurance and Sprinkler Maintenance Warranties: What You Need to Know

If your commercial property is equipped with a sprinkler system — whether it’s in a warehouse, office, restaurant, or retail space — chances are your insurance policy includes this warranty. Let's talk about it.

by Jenny Holly Hansen
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